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Brad Jones – our second Ozzie founder in as many weeks – co-founded Wave Money in 2015. Already profitable, the mobile money and payment app for Myanmar, has grown even faster under COVID. Fintech juggernaut, ANT, is now an investor. And it’s valued at $250m. Yet it’s not all been plain-sailing. Indeed, Brad, a former paratrooper, describes the life of a fintech founder as one of “hardship, difficulty and perseverance”. Yet he wouldn’t be doing it if he didn’t think he could make an impact, or make it a success. “I was never going to fail in this job,” he tells us. “Nothing was going to stop me.”