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Farmer. Missionary. Electric sign salesman. Hotelier. And most importantly – for our purposes, at least – founder of not one, but TWO successful fintechs. First came SME loan-broker, Lendio. And now NAV, a business financial health platform – matching small businesses with the best loans available, and helping them improve their risk profile, to enable access to better loan rates in future. The company has raised $100m from investment royalty, including Kleiner Perkins, Goldman Sachs, and Experian – an even larger sum than Levi’s had to pay in driving fines in the U.S. and around the world.