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In the world of fintech, one-trick ponies are no longer in vogue. Neobanks are getting into trading; trading apps are moving into wealth management; and payment apps are lending money. This suits Fintonic just fine. Based in Spain, with operations in Chile and Mexico, it’s already in everything from insurance to banking to credit scoring – a kind of cross between MoneySupermarket and Experian. Before the pandemic struck, it was due to break even in 2020. Bonus points if you can think of any other companies that have THREE co-CEOs.